Credit Repair | Florida Credit Repair Company | Call 800-603-1943 | Great American Credit Repair

Top-Rated Credit Repair Raleigh, NC

Top-Rated Credit Repair Raleigh, NC

Raleigh is the capital of North Carolina, known as the “City of Oaks” because of its numerous oak trees that line the streets. Although historic, Raleigh is a vibrant place to work and live, bursting with youthful energy and entrepreneurial spirit. However, all the beautiful things often hide the dark underneath daily living. For years, the cost of living in Raleigh, NC, has been increasing, and it seems like it won’t be changing any time soon.

You need a good credit score to deal with the everyday personal and business costs – and when it comes to long-term plans or more significant expenses, many people feel desperate.

Consultation with a Credit Repair Company

Great American Credit Repair offers professional consultation and credit repair services Raleigh residents deserve. We can help you and your family take the financial future back into your hands.

Having a Good Credit Score Make Things Simple

When you have a good credit score, life is much easier. You have the resources to buy a new home, car, pay for college, and your interest rates are significantly lower. With a good credit score in Raleigh, NC, taking out a loan is as simple as walking into the nearest bank and asking for it.

What Is a Bad Credit Score?

The average credit score in Raleigh, NC, is between 600-700. Anything below that can decrease your chances of making big purchases such as a car or home. While some creditors and lenders will work with credit scores below 600, the interest rate will be higher than for someone who has a higher score.

What Causes a Low Credit Score?

However, the ugly truth is that medical emergencies, job loss, poor financial decisions, student loans, and divorce can happen to anyone. These are the common factors that can decrease your credit score and make it harder for you to ask for the necessary loan.

Great American Credit Repair Company | Florida Credit Repair Company | Call 800-603-1943

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The Struggle Is Real

With a low credit score in Raleigh, you may also find yourself struggling to get approval for refinancing, a mortgage, or better interest rates. The traditional Raleigh credit repair companies are not enough to fix the score, and that is why many people feel hopeless and without options.

Stay Away From Fraudulent Credit Repair Services

Many often turn to fraudulent credit repair services in Raleigh, NC, hoping to receive a new credit score when looking for a specialized credit repair company. Fake credit repair companies take your money and provide you with inaccurate information. These companies switch out social security numbers and create new credit scores for their clients, which is illegal and can cost you your freedom. If you get caught, you will be accused of a crime and have to pay hefty fines.

What Is the Solution?

At Great American Credit Repair, we take a different approach. Our credit repair experts do things legally; instead of changing social security numbers, they remove items from the credit report to increase the score.

#1 Service For Credit Report Repair Raleigh, NC

If you are sick of struggling with a bad credit score in Raleigh, we can take the pressure off your shoulders. After the initial credit consultation, your score can go up in 45 days. Once your score results start increasing, you can start planning a better future for yourself.

Can I Repair Credit Score By Myself?

Improving credit score on your own is possible, but it can take years. Working and paying your bills don’t remove negative items on the credit bureau report. You need a professional in Raleigh credit repair to guide you in the restoration process.

Our Credit Repair Raleigh Process

At Great American Credit Repair Raleigh, we adhere to the Fair Credit Reporting Act.

What Is FCRA?

The act allows citizens to discuss and dispute negative items on the report. Once our credit repair company looks at your credit history and payment history, we will discuss which components we can remove from the credit reports to raise your score. It is then up to the lender to prove that the information is 100% accurate. If the bank fails to verify the item, the credit reporting agency removes the item from your report, and your score goes up.

How Is It in Practice?

Lenders use the FICO scoring system to calculate the credit score. For example, if your credit score is currently 400, and you have ten negative items on the report, we will discuss which items to remove. Once we remove them one by one, your score will go up to 450, then 500, and more.

We develop a specific plan based on the credit bureaus reports and use the law to our client’s advantage to allow them to borrow the money they need to secure their financial future.

Is Credit Repair Raleigh Legal?

Yes, as any Raleigh citizen, you have rights, and our credit repair company wants to leverage them to help you get the loan you deserve. Laws have been in place for decades to protect people like you from unfair collections.

Why Do People Trust Us With Credit Repair Raleigh?

Our Raleigh credit repair team has years of experience sending dispute letters to banks and creditors and tracking changes to benefit our clients.

Comprehensive Services

Our team consists of experienced lawyers and an investigative research crew, collaborating to develop a strategy based on credit bureaus reports and improving clients’ credit card scores.

We can help with:

  • Complex credit repair
  • Charge offs removal in Raleigh, NC
  • Late payments removal
  • Bankruptcy
  • Late payments
  • Credit coaching
  • Debt navigation and settlement
  • Student loan

Fast and Efficient Credit Reports Repair Raleigh, NC

The process for credit repair in Raleigh can take up to 9 months – although most are done in 3 months or less – while more complex consultations and cases can take longer. Signing up with a fraudulent credit repair consultant can take years and end with no or poor results. We improve credit history quickly and permanently.

Book Your Free Credit Repair Consultation in Raleigh, NC

If you are concerned about your credit standing and looking for a service company to help with credit repair, there is no better option than Great American Credit Repair.

Like millions of others, you rely on your credit score to make payments for everyday expenses, a new home, or a car, and a bad score can ruin your personal and business life.

With our unmatched credit repair work ethic, dedication, and expertise, we will get your future back on track.

Call For Credit Repair Today

Don’t ever get denied for loans or credit cards again. Reach out to Great American Credit Repair by phone at (919) 823-3545 to book your credit repair consultation in Raleigh, NC.

Questions or Schedule An Appointment?

Real Clients, Real Reviews

Read More Reviews
Jennifer and Mike Weisberg - Deerfield Beach, FL - Credit RepairReviews | Great American Credit Repair Company | Call 800-603-1943

Jennifer and Mike Weisberg – Deerfield Beach, Florida

Great news, I checked my credit score today and I’m over 700 with all three bureaus… one even says “Excellent”! I would just like to thank you for all of the work you have done to get my credit to where it is today… I am happy to say that my husband and I will be closing on our new home tomorrow and we would not have been able to qualify for our loan without you! Thank you, thank you, thank you!!

Richard Straw - Great American Credit Repair - Radford, VirginiaReviews | Great American Credit Repair Company | Call 800-603-1943

Richard Straw – Radford, Virginia

Bob, You’re great, and again thanks so much. I wish I could meet you just to shake your hand and say thanks in person. Honestly, all b.s. aside, you have saved some part of my life. My ex-wife made a shambles of my financial life and I was too stupid or complacent to realize what was happening. I have learned so much from working with you and I could never have done what you’ve done for me on my own. If you are ever feeling low just remember there is some guy up in Virginia that thinks what you do is about as good as it gets. Take care and thanks a million. Thanks again.

Reviews | Great American Credit Repair Company | Call 800-603-1943

Glenn G

Absolutely the best credit repair company! My credit score jumped up quickly and they guarantee and stand behind their work. Great people to deal with. I’ve recommended to many family and friends.

Great American Credit Repair Company | Boca Raton | Call 800-603-1943Reviews | Great American Credit Repair Company | Call 800-603-1943

George Volpe

When my wife and I were turned down for a home loan due to our credit we were heartbroken. Thankfully, Great American Credit Repair was there for us. The process was simple, the customer service was excellent and the results surpassed our expectations. We are now happy homeowners! Thank you G.A.C.R.!

Great American Credit Repair Company | Boca Raton | Call 800-603-1943Reviews | Great American Credit Repair Company | Call 800-603-1943

Zee AB

Very professional. I would recommend 👌. My credit score was around 500 and it’s 750 after few months, But you gotta be patient and let them do it for you. I had few collections and they removed all of them. Thank you

Reviews | Great American Credit Repair Company | Call 800-603-1943

Alex Abdala

I thought that I have no way to recover my credit due to a couple of credit cards that I stop paying after I closed my business back in 2007. Great American flawlessly repaired my credit. I am buying my home soon. Thank you.

Reviews | Great American Credit Repair Company | Call 800-603-1943

Rsfarley

I have a hard time asking for help but I needed this company and all the employees and Bob and Roni have been so supportive. I feel like I am talking to a close friend when I speak with them. They never are never critical and make me feel bad because I needed help. You guys are the Best.

Reviews | Great American Credit Repair Company | Call 800-603-1943

Ian

Bob was the best thing that has happened to my credit report. I had the opportunity to work with him and it was a blessing in disguise. My scores improved dramatically.

Reviews | Great American Credit Repair Company | Call 800-603-1943

Christianogros

Great company to work with! Gave me great advice and explanations on what I needed to have a great credit score. Highly recommend.

Reviews | Great American Credit Repair Company | Call 800-603-1943

Adebayo Quadri

Thank you for your services a few years ago for repairing my credit. I told family and friends of the powerful experience I received from you.

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