Credit Counseling and Credit Counseling Services Raleigh, NC You Can Depend On
Manage Your Finance Concerns with Credit Counseling Agency
Credit counseling in Raleigh, NC, helps people review their financial decisions and prevent overwhelming debt and payment problems in the future. If you feel out of control with your budgeting, fear that your loans will put your home as collateral, and need financial education to help get your balance sheet in order, Great American Credit Repair can help.
We provide a range of credit counseling services in Raleigh, NC, from non-profit credit consultation to debt consolidation. Our counselors are experts in the field and can find the best solution for resolving your credit card problems. All of our consumers receive a well-researched debt management strategy based on their financial situation.
You can reach us by phone, email, or text to tell us all about your financial struggles.
How Does Credit Consultation Services in Raleigh, North Carolina Work?
Consumer credit counseling allows people to analyze their financial resources to determine the best action plan based on assets, income, debt, and goals.
Our credit counseling service team will examine various options to find the proper method to implement a debt management strategy. The goal of our North Carolina agency is to take the pressure off your shoulders and lead the way towards a stable financial future.
What Does the Debt Management Plan Include?
Under a non-profit credit or debt management plan, our credit counseling organization in Raleigh, North Carolina, works with you and the creditors on a financial strategy. You need to deposit a check to the counseling organization once a month, and the organization pays the creditors, as per the arranged schedule.
Once we put the plan in place to eliminate your debt, our Raleigh credit counselors can help you create a sustainable budget plan. While the new plan might be tighter than the usual household budgets, the goal is to eliminate your debt while establishing a responsible routine of saving money.
If the debt relief plan concludes with bankruptcy, you will have to file a consumer credit course and follow it up during your case. Our bankruptcy attorney will help you prepare for the journey and provide you with the necessary information you need to know.
Debt Consultation Services in Raleigh vs. Bankruptcy
If you’ve reached a point where you feel you are facing an enormous debt that even a consumer credit counseling agency can’t solve, it is time to look at the other options.
At Great American Credit Repair, we understand how vital this decision is. When it comes to credit counseling services vs. bankruptcy, you need to consider all options to see what works best for your situation.
Most of your debts can be wiped out with specific bankruptcy chapters, including medical bills, personal loans, and credit card debts, releasing you from some payment obligations and reducing the pressure.
We can collect your resources and financial information, analyze the options, and discuss them with your debtors on your behalf.
What Is the Role of the Credit Counselor?
Some people think they know everything about their debt and can handle the situation without credit counseling agencies. However, there comes a time when you won’t be able to handle the pressure of various payments, late charges, and fees while keeping up your essential living expenses.
A certified counselor has the knowledge and experience to put together a debt relief plan to create your path towards proper resources budgeting and financial freedom.
During the financial education session, the counseling service provider will review your card reports, provide budgeting advice (stay away from non-profit credit organizations that charge for workshops and materials), offer tips on how to improve your situation, and suggest free referrals to other resources.
How Can Consumer Credit Counseling Help You Solve Your Financial Worries?
As one of the best credit counseling agencies for consumers in the Raleigh, North Carolina area, we use a unique approach for each client. At Great American Credit Repair, we believe that no two credit card debt situations are the same.
We prefer consultation with our clients in person, by phone, or online. Newer technologies enable excellent communication via phone or online, so it won’t be a problem for us to hear your concerns, learn more about your debts, and provide the proper assistance services.
Our counselors will help you increase your credit card score, get the loan you deserve, and help you work within a budget to keep your life on track.
We will collect your financial information during our financial counseling and help you figure out where your focus should be for more efficient results. Then, our Raleigh counselors will break down your best options based on what you can afford and how to disburse your money as fast as possible.
How to Get the Most Out of Credit Counseling Service in Raleigh, North Carolina
If you want to get the most out of your next financial counseling, you can do a little work before meeting with the counselor. Gather all information regarding your credit card payments, debt history, and collection calls to help your counselor understand your situation and provide professional assistance to manage your finances.
Our counseling services include:
- Credit card debt review and management
- Student loan solutions
- Non-profit credit counseling
- Home loans
- Housing counseling
- Reverse mortgage counseling
Bankruptcy is the final stage. The purpose of our assistance sessions in Raleigh, North Carolina, is to encourage clients to consider other options.
Consult with a Certified Debt Counselor and Get a Case Evaluation
Having a good credit score and a secure financial standing starts with debt reduction. Without a good credit score and economic balance, you can’t expect to buy big things, including a new car or a home, or pay off your student education.
Consumer credit consultation services play an essential role in helping people use credit wisely to avoid high interest rates and debts, leading to more loans.
Great American Credit Repair is a proud member of the National Foundation for Credit Counseling. Each NFCC member adheres to the highest industry standards and follows the most rigorous principles, and our agency is not an exception. We are based in Raleigh, North Carolina, and provide professional assistance to consumers who have trouble settling debt and establishing a financial plan.
If you are not content about your mounting expenses, huge bills, or are having trouble with loan repayment, contact us by phone or text message at (800)-603-1943 to book your session, and learn how to get the new start you deserve.
Text us your first name, last name, email, and cell phone, and we will send you a reminder of your upcoming appointment.