Credit Solutions in Fort Lauderdale, FL
Credit Restoration Company
Life can be unpredictable. Even the most financially prudent individuals or businesses can find themselves in a bit of financial trouble from time to time. Many people take advantage of loans to meet their financial goals, and before long, they’re deep in debt. Over time, acquiring excessive debt can result in a negative credit score. When you apply for credit, a loan officer will likely deny the loan or charge high interest rates because of a poor credit score.
Did you know that a negative item on your credit report can stay there for as long as ten years? Simply making payments toward the debt won’t make it go away. The negative listing will still be there, making it increasingly harder (and much more expensive) to get new loans from creditors.
Don’t Give Up!
That doesn’t that mean you should call it quits, though. You can still find debt relief, improve your credit score, and restore your good name through credit restoration. Other options to consider include:
- Debt consolidation
- Credit counseling
- Debt management program
What Is Credit Restoration?
Simply put, credit restoration is the process of disputing the verifiability or accuracy of account information in your credit reports. By hiring a credit restoration company, you can have negative items from your credit report removed legally. At Great American Credit Repair, we can make a negative listing disappear in as little as 45 days, which is much better than waiting 7-10 years for it to go away.
See Improved Credit Scores
Once a credit reporting company removes a negative item from your credit report, your credit score should improve. Credit restoration may sound too good to be true, but it works for various reasons.
Your credit report will likely have errors. Around 79% of all credit reports contain unverifiable information or errors. However, you won’t know what is in your report if you fail to review it regularly.
The Benefits of Using Professional Services
Can you do credit restoration yourself? The short answer is yes. Must you hire a credit restoration company? No. The reality, however, is that effectively disputing data in a credit report involves many critical elements.
The process involves more than simply updating information on your credit report to reflect accurate statuses or account balances. You also need to do the following:
- Have a good grasp of the laws involved
- Know how to read a credit report
- Develop a plan of attack
- Know how to follow up effectively
In addition to learning all effective strategies and credit solutions, credit restoration can be tedious and time-consuming. Most people probably do not have the time to devote to learning the entire process and then following through persistently while keeping everything organized.
Therefore, your best option is to work with a reputable credit restoration company or business. A reputable credit restoration company will fight for your rights and ensure the best results. That is where Great American Credit Repair comes in. We have years of industry experience as a credit restoration company and take pride in the work we do.
Let an Experienced Credit Repair Company Work for You
If you hire our company for credit restoration services, you can rest assured that we have your best interests at heart. The process begins with a free consultation, and we’ll go over your credit report with you at this time. If you don’t have a current credit report, we’ll show you how to get it, and then you can send it over to our credit counselors. Our certified credit counselor can give you directions over the phone.
We leave no stone unturned when handling credit restoration for our clients. You can sit back and let us write letters to dispute all of the negative items on your credit report. We’ll send letters to all three major credit reporting bureaus – Experian, Equifax, and TransUnion.
Once the bureaus receive these letters, they will have 30 days to prove the validity of the disputed debts. If any of the items on your credit report are unverifiable, outdated, or incorrect, the credit reporting company has to remove them from your report.
Tracking Your Results
You can track the progress of your credit restoration process on our company Client Tracking Portal, and you can watch as negative items get deleted from your reports. Should the items come back, we’ll send another letter to try to remove the item permanently. Our company strives to help our clients get the best results. Call us and learn more about what services we can provide for you.
Fast and Legal
Many of our credit restoration clients see positive results within 45-90 days. Unlike fraudulent companies that open new credit files illegally, our results are 100% legal, so you can enjoy your improved credit score without any worries.
When it comes to credit restoration, there’s no one-size-fits-all approach. At Great American Credit Repair, we find a way to formulate custom credit restoration strategies for each client. Each person’s credit situation is unique and requires a tailored approach. Our company knows the most effective path to improve your credit.
We also believe that customer education, communication, and consultation help improve our clients’ credit reports and ultimately get them out of bad debt. We have helped many of our clients improve their credit, make payments toward their loans, and settle their debt. Because of this level of performance, customer referrals have played a significant role in growing and developing our company.
As consumers learn about credit restoration and more companies appear in this industry, you must understand that the quality of service will differ from one company to another. Determining the steps needed to take and formulate an action plan requires a partnership between the credit restoration company and the customer.
In addition to the dispute services provided, consultation and education of the customer help maximize credit score improvement. Before hiring a credit restoration company, you will also want to ensure that the organization is registered as a legitimate business in Florida.
The Best Credit Solutions Fort Lauderdale, FL, Has to Offer
A bad credit score can make you feel like losing hope, but credit restoration can restore your financial health. When you have errors in your credit reports, you have the right to do something about it. Sign up with our credit restoration company today to get the help you need.
Feel free to ask about our Triple Results Warranty. We have a confident team of credit counselors that guarantee effective results. If you’re looking for a dependable credit repair company, trust our credit counselors at Great American Credit Repair. Credit restoration is just a phone call away at (800) 603-1943.