Credit Counseling and Credit Counseling Services – Fort Lauderdale

Do you have debt or credit problems? Are you facing financial difficulties? If you’re a Fort Lauderdale, FL resident, and you find yourself in over your head with overwhelming debt, you have several options.

Unexpected medical bills, a decrease in your income, losing your job, or even a few bad months of business can quickly spiral into a situation you don’t know how to handle. Besides losing sleep, your phone could constantly ring with calls from your credit card companies or other creditors.

Before this takes a toll on your health, you need to find a debt relief solution so you can get out of debt and enjoy much-needed peace of mind. Credit counseling programs can help you keep your finances in order, reduce your debts, and improve your credit rating.

An experienced consumer credit counseling service can teach you the skills you need to get on the path to financial success. It’s crucial, however, to work with the right company.

Our credit counseling professionals at Great American Credit Repair have the information you need and the right tools for financial success. We are highly trained and experienced in debt management, budgeting, and consumer credit services.

Our experienced Fort Lauderdale, FL credit counselorshave years of industry experience giving practical financial advice on managing your finances and improving your credit scores. We can help you find the right resources in a financial crisis, manage your money, and move a step closer toward your financial goals.

We believe that the financial knowledge our consumers gain today can pave the way to a more secure future. From general financial information to money management, budgeting, and more, our credit counselors are always ready to help.

What Is a Consumer Credit Counseling Service?

Credit counseling is a process that uses various tools and strategies to help individuals with debt relief and management. Credit counseling companies work to reduce short-term debt and eventually eliminate the entire debt. Many Fort Lauderdale residents who work with consumer credit counseling services benefit from credit counseling that helps them reduce their overall debts.

The Credit Counseling Process in FL

Financial Assessment

Our Fort Lauderdale, FL credit counselors will start by evaluating your income, assets, debts, credit reports, credit card debt, spending habits, and credit history to understand your finances better and give their professional opinion. At this stage, a counselor will also discuss your financial goals so they can find ways to help you achieve them as quickly as possible.

This session helps the counselor establish whether you could benefit from credit counseling and provide guidance on the next steps.

Debt Solutions

Most consumers are confused about which debt management options might best suit their needs or unaware of the wide range of options available. This is where our expertise in debt counseling comes in. Following your financial assessment, our Fort Lauderdale, FL team will explore various options to help you manage your current debt, such as credit repair, debt repayment, debt consolidation, or bankruptcy.

At Great American Credit Repair, we take pride in using only legal, effective, and proven debt counseling and repair strategies. We never participate in any illegal practices. Our Fort Lauderdale, FL credit counselor may also recommend a debt management program.

This partnership is between you and a Consumer Credit Counseling Service like us to reduce your outstanding debt through monthly deposits. It’s an effective debt management plan where we distribute the money you deposit monthly to your creditors.

Participating in a debt management program may come with various benefits. Here’s a list of perks to expect.

  • Lower interest rates
  • Having a single monthly payment with a low-interest rate
  • Lower monthly payments on your credit cards
  • Becoming debt-free in five years or less
  • Eliminate collection calls
  • Waived over-the-limit or late fees on payments

Budgeting is a critical part of financial planning. Most life changes and stages have an economic impact on your budget, whether you’re buying a house, starting a family, going to college, or retiring. You need a comprehensive budget to achieve your financial goals.

Most Fort Lauderdale, FL residents, however, have no idea where to start. Based on your financial assessment, our credit counselor can set you up with a realistic monthly budget. He or she will teach you how to avoid living beyond your means and meet your family’s needs while sticking to your budget.

During the process, your credit counselor will list your financial strengths and weaknesses and help you develop a plan to address or harness them. The process may take some time and require adjustments along the way.

Financial Education

Do you live in Fort Lauderdale and need a credit counselor to provide practical advice on managing your debts? We can provide the counseling you need. Being more financially informed increases your chances of financial success.

Our counselors spend time sharing valuable financial information with you on building credit, budgeting, developing prudent spending habits, and using credit wisely. These critical skills will bring you closer to achieving your financial goals and help you make wise decisions.

We can also provide additional counseling sessions to address specific financial questions or issues and point you to resources that will help you with your ongoing finances.

Do You Need Credit Counseling in Florida?

Credit counseling can benefit anyone, including those who are not in financial distress. Whether you’re in serious financial trouble, are just looking into your financial health, or fall somewhere in between, it never hurts to take a close look at your finances. At Great American Credit Repair, we offer services designed to help all our consumers see how they’re doing financially and how they can improve.

Part of being financially healthy is being proactive. Things may be stable, but life often throws us curveballs, and those with a financial plan will have an easier time handling tough financial situations. We’re passionate about what we do, so expect our team to treat you with kindness and compassion.

As a credit counseling service in Fort Lauderdale, our goal is to provide you with the credit solutions you need to restore your finances as quickly and as easily as possible. No matter how dire your financial situation may be, you can work with a certified credit counselor to create a debt management plan tailored to your unique needs.

Get Professional Credit Counseling in Fort Lauderdale, FL

If there’s ever a better time to start your journey toward financial freedom, the time is now. The cost of ignoring your financial health can be overwhelming. Fort Lauderdale, FL, has plenty of credit counseling agencies, but you want to work with the best consumer credit counseling agency or company.

Contact us at Great American Credit Repair at (800) 603-1943 for a free consultation, and we’ll show you how to get a handle on your finances. We’re just a phone call away.

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